Mohd Zukime Mat Junoh
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Preferred name
Mohd Zukime Mat Junoh
Official Name
Mohd Zukime , Mat Junoh
Alternative Name
Mat, Mohd Zukime
Main Affiliation
Scopus Author ID
56275729000
57210815796
Researcher ID
GPI-0228-2022

Research Output
Now showing 1 - 6 of 6
  • Publication
    Moderator effects of owner-manager knowledge on the intention to adopt Islamic financing facilities in Malaysia
    (International Shari’ah Research Academy for Islamic Finance (ISRA) Institute, 2023)
    Hazalina Mat Soha
    ;
    Mohd Zukime Mat Junoh
    ;
    Md. Aminul Islam
    ;
    Tunku Salha Tunku Ahmad
    The research aims to investigate owner-manager knowledge as a moderator variable enhancing the intention to adopt Islamic financing facilities (IFF). Design/Methodology/Approach — The research obtained primary data by conducting a survey of 237 participants from halal-certified companies in Malaysia. The data were evaluated using the partial least squares (PLS) method to verify the hypothesis. Findings — The findings demonstrate a considerable positive influence of relative advantage, top management support, owner-manager knowledge and competitive pressure on the intention to adopt IFF. It was also demonstrated that owner-manager knowledge had a negative and significant effect on the relationship between complexity, top management support, and the intention to apply IFF. Originality/Value — The research identifies a number of gaps in the current literature. Firstly, it addresses the limitations of previous research on the adoption of IFF at an organisational level. Secondly, it examines the role of owner-manager knowledge as a moderating factor in the relationship between innovation, organisational and environmental (IOE) characteristics, and adoption intention, which has not been explored in any empirical studies to date. Research Limitations — This study has two main limitations. Firstly, the data analysis is based on a cross-sectional design, which cannot provide empirical evidence to support causal inferences. Secondly, the majority of the respondents are from the food/beverage/food supplement industry, as revealed in the results. Practical Implications — These findings can guide stakeholders in developing effective strategies to enhance the adoption of IFF by halal-certified companies in Malaysia.
      14  1
  • Publication
    A preliminary study of factors influencing the intention to adopt Islamic financing facilities among halal-certified companies in Malaysia
    ( 2023-06)
    Hazalina Mat Soha
    ;
    Mohd Zukime Mat Junoh
    ;
    Tunku Salha Tunku Ahmad
    ;
    Md. Aminul Islam
    Halal business and Islamic finance adhere to the same fundamental principles and core beliefs. However, there is a divergence between these two industries, particularly in Malaysia, where the utilisation and adoption rate of Islamic financial facilities is still relatively low. This disconnect is particularly prevalent in Malaysia. In order for a company to run in a manner that is really halal, not only must it concentrate on halal production, but it must also finance the firm using shariah-compliant financing; this is something that has not yet been entirely accomplished. As a result, the purpose of this study is to evaluate the efficacy of the survey instrument in determining the influence of relative advantage, complexity, compatibility, top management support, owner-manager expertise, competitive pressure, and customer pressure on the desire to adopt Islamic finance facilities. Specifically, the aim of this study is to review the usefulness of the survey instrument in determining these factors. At the Halal Fiesta (Halfest), a survey was carried out with 30 halal-certified companies utilising a straightforward random sampling approach. This survey served as a preliminary assessment. The findings of the study provide evidence that there is a need for additional improvement and suggest that the survey instrument is appropriate for a more in-depth study that involves a bigger and more representative sample within the halal business.
      16  29
  • Publication
    Revisiting the impact of intrinsic financial risks on the firm value of banks in ASEAN-5 countries: a panel data approach
    (Business Perspectives, 2020)
    Oluwaseyi Olalere
    ;
    Md. Aminul Islam
    ;
    Mohd Zukime Mat Junoh
    ;
    Mohammed Masum Iqbal
    ;
    Wan Sallha Yusoff
    The paper aims to explore the impact of financial risks on the firm value of banks in ASEAN-5 countries. The study used the panel data regression model to analyze the available data for 63 commercial banks in ASEAN-5 countries from 2009 to 2017, totaling 567 observations. GMM dynamic estimation was also used for robustness and comparison purposes. The financial risk was measured using the non-performing loans ratio (NPL), the loan to deposit ratio (LD), the liquid asset ratio (LATA), the cost to income ratio (CIR), and the net interest margin (NIM), while firm value was measured using the enterprise value. The study used controlled variables proxied by size, GDP growth and the inflation rate, while the correlation between credit risk and interest rate risk (CR•IR) was also determined. Given the results of the study, credit risk proxy by non-performing loans ratio has a significant positive effect on the firm value, the liquidity risk (LD) has a significant positive impact on the firm value of ASEAN banks, while LATA has a significant negative effect on the firm value. Operational risk (CIR) and interest rate risk (NIM) have a significant negative impact on the firm value of ASEAN-5 banks. Bank size and inflation rate significantly and negatively affect the firm value, while GDP growth is found to have a significant positive impact on the firm value of ASEAN-5 banks. An insignificant interaction is found between credit risk and interest rate risk (CR•IR). The GMM estimation also supported these findings. The results obtained will be an important signal for policy makers, which is useful for the effective mobilization and allocation of credits to productive areas and helps manage inherent risks. The study provides implications for all countries regarding the financial risks associated with the value of the firm. Therefore, this study offers new insights into this relationship by providing useful information to the academics, policy makers, governments, and other stakeholders and serves as a benchmark for further study in this area.
      10  2
  • Publication
    Evaluating the influence of resident agencies’ participation in flood management via social media, in Nigeria
    (UPM Press, 2020)
    Aluko Folasade Abimbola
    ;
    Hanif Suhairi Abu Bakar
    ;
    Mohd Zukime Mat Junoh
    ;
    Olusegun Hameed Adebambo
    Disaster management is conducted in multilevel and different stages. However, these different stages are tied together by the key infrastructural components of Information and Communication Technology (ICT) such as social media which is central to the effectual management of disaster through residents’ participation. Nevertheless, there has been limited access to information technologies that enhance quick recovery services, timely response, and effective dissemination of disaster-related information. Therefore, this study examined the influence of resident agencies’ participation in disaster management via the use of social media information planning and training possibilities (SMDPT) in Nigeria. The study used a survey questionnaire and stratified random sampling technique to collect 370 primary data from flood disaster management agencies in Ibadan, Nigeria. The collected data were analyzed using Partial Least Square - Structural Equation Modeling (PLS-SEM). The study found that social media information planning and training (SMDPT) had a positive influence on flood disaster preparedness (DPRE), disaster response (DRES), and disaster recovery (DREC). Therefore, the study concludes that social media has become an important tool for planning during an emergency situation. Hence, an important implication of this study to the environmental regulatory policymakers and emergency response agencies is to create more awareness on the usability and applicability of social media in providing credible information regarding disaster management.
      19  5
  • Publication
    Permintaan insurans am syarikat insurans am di Malaysia
    ( 2015-06)
    Mustazar Mansur
    ;
    Alias Radam
    ;
    Mohd Zukime Mat Junoh
    Pasaran insurans di Malaysia semakin kompetitif sejak berlaku krisis ekonomi serta wujudnya kepentingan elemen kesolvenan setiap syarikat terhadap keyakinan pemegang insurans. Malah, terdapat syarikat insurans yang tersohor di pasaran terpaksa mengambil tindakan untuk dijual atau diambil alih akibat masalah kewangan atau keberhutangan syarikat mereka. Maka, setiap syarikat perlu tahu atau sedar bahawa penguasaan pasaran (penumpuan pasaran) yang tinggi tidak menjamin keutuhan atau prestasi yang baik pada masa depan. Penumpuan pasaran ini disokong oleh faktor-faktor permintaan ke atas pelbagai jenis insuran am yang ditawarkan oleh setiap firma. Titik tolak dari permasalah tersebut, kajian ini cuba menganalisis hubungan antara faktor-faktor yang mempengaruhi permintaan atau pembelian insurans am dengan kecekapan atau prestasi firma dalam industri ini di pasaran. Akhter & Rehman (2011) yang menganalisis prestasi kewangan industri insurans di Pakistan telah mengenalpasti beberapa petunjuk ekonomi utama yang mencipta permintaan insurans. Faktor-faktor ini telah menyumbang pencapaian kejayaan jangka panjang dan kelestasian pembangunan ekonomi di pasaran insurans. Manakala Cole et al (2009) pula cuba menguji teori permintaan perkhidmatan kewangan di pasaran yang luas tetapi kadar penumpuan pasaran yang masih rendah seperti di India dan Indonesia. Keputusan kajian mereka menunjukkan wujudnya kolerasi kuat antara literasi kewangan dan tingkahlaku pengguna di pasaran. Namun, program pendidikan kewangan di negera tersebut hanya mempunyai kesan sederhana, di samping peningkatan permintaan akaun bank yang perlahan yang disebabkan oleh tahap pendidikan atau literasi kewanganyang masih rendah. Wong Mei Foong (2002) yang mengkaji permintaan insurans hayat di Malaysia menunjukkan terdapat beberapa faktor makroekonomi yang mempengaruhi permintaan agregat insurans am di Malaysia. Secara umumnya terdapat beberapa pembolehubah akan digunakan untuk mengukur setiap elemen tersebut serta melihat hubungkait antara dua elemen tersebut. Menurut V.L.Bajtelsmit & R.Bouzouita (1998) terdapat hubungan signifikan yang positif antara kesan penumpuan pasaran ke atas keuntungan syarikat insurans kenderaan di US antara tahun 1984 hingga tahun 1992. Permasalahan ini cuba dirungkai menggunakan Model Regresi Berbilang untuk melihat hubungan beberapa pembolehubah utama dengan pembolehubah-pembolehubah lain. Keputusan kajian ini mendapati hanya faktor produktiviti iaitu nisbah produktiviti pengurusan (MPR) dan nisbah produktiviti buruh (LPR) yang mempengaruhi secara signifikan ke atas permintaan insurans am di pasaran.Selain itu, terdapatempat faktor lain yang signifikan iaitu tingkat pendapatan perkapita (YPK), indeks harga pengguna (IHP), jumlah kenderaan didaftar (CAR) dan jumlah pendidikan tinggi (STR), namun data makroekonomi lain adalah tidak signifikan.
      6  22
  • Publication
    Moderating effect of religious orientation on general takaful product pricing and muslim customers purchasing behaviour
    ( 2021-02)
    Ku Amir Ku Daud
    ;
    Tunku Salha Tunku Ahmad
    ;
    Mohd Zukime Mat Junoh
    This article illuminates the effects of general takaful product pricing on the purchasing behaviour among Muslim’s customers. This article also shed light on the moderating effect of religious orientation to bridge the gaps of inconsistent findings from previous studies even though previous studies have shown the significant relationship between pricing, religious orientation and purchasing behaviour. The random sampling techniques with 387 samples were used determine the sample size for this study. This study applied the structural equation modelling analysis to examine the effects of pricing and religious orientation on purchasing behaviour as well as the moderating effect of religious orientation between pricing and purchasing behaviour. The findings show that pricing and religious orientation have a significant effect on purchasing behaviour. The findings further show that religious orientation has a significant moderating effect between pricing and purchasing behaviour. In conclusion, the findings were discussed at the end of this article.
      19  1