Mohd Zukime Mat Junoh
Thumbnail Image
Preferred name
Mohd Zukime Mat Junoh
Official Name
Mohd Zukime , Mat Junoh
Alternative Name
Mat, Mohd Zukime
Main Affiliation
Scopus Author ID
56275729000
57210815796
Researcher ID
GPI-0228-2022

Research Output

Filters

3
3
Reset filters

Settings
Now showing 1 - 3 of 3
No Thumbnail Available
Publication

Moderating effect of religious orientation on general takaful product pricing and muslim customers purchasing behaviour

2021-02 , Ku Amir Ku Daud , Tunku Salha Tunku Ahmad , Mohd Zukime Mat Junoh

This article illuminates the effects of general takaful product pricing on the purchasing behaviour among Muslim’s customers. This article also shed light on the moderating effect of religious orientation to bridge the gaps of inconsistent findings from previous studies even though previous studies have shown the significant relationship between pricing, religious orientation and purchasing behaviour. The random sampling techniques with 387 samples were used determine the sample size for this study. This study applied the structural equation modelling analysis to examine the effects of pricing and religious orientation on purchasing behaviour as well as the moderating effect of religious orientation between pricing and purchasing behaviour. The findings show that pricing and religious orientation have a significant effect on purchasing behaviour. The findings further show that religious orientation has a significant moderating effect between pricing and purchasing behaviour. In conclusion, the findings were discussed at the end of this article.

View
No Thumbnail Available
Publication

A preliminary study of factors influencing the intention to adopt Islamic financing facilities among halal-certified companies in Malaysia

2023-06 , Hazalina Mat Soha , Mohd Zukime Mat Junoh , Tunku Salha Tunku Ahmad , Md. Aminul Islam

Halal business and Islamic finance adhere to the same fundamental principles and core beliefs. However, there is a divergence between these two industries, particularly in Malaysia, where the utilisation and adoption rate of Islamic financial facilities is still relatively low. This disconnect is particularly prevalent in Malaysia. In order for a company to run in a manner that is really halal, not only must it concentrate on halal production, but it must also finance the firm using shariah-compliant financing; this is something that has not yet been entirely accomplished. As a result, the purpose of this study is to evaluate the efficacy of the survey instrument in determining the influence of relative advantage, complexity, compatibility, top management support, owner-manager expertise, competitive pressure, and customer pressure on the desire to adopt Islamic finance facilities. Specifically, the aim of this study is to review the usefulness of the survey instrument in determining these factors. At the Halal Fiesta (Halfest), a survey was carried out with 30 halal-certified companies utilising a straightforward random sampling approach. This survey served as a preliminary assessment. The findings of the study provide evidence that there is a need for additional improvement and suggest that the survey instrument is appropriate for a more in-depth study that involves a bigger and more representative sample within the halal business.

View
No Thumbnail Available
Publication

Permintaan insurans am syarikat insurans am di Malaysia

2015-06 , Mustazar Mansur , Alias Radam , Mohd Zukime Mat Junoh

Pasaran insurans di Malaysia semakin kompetitif sejak berlaku krisis ekonomi serta wujudnya kepentingan elemen kesolvenan setiap syarikat terhadap keyakinan pemegang insurans. Malah, terdapat syarikat insurans yang tersohor di pasaran terpaksa mengambil tindakan untuk dijual atau diambil alih akibat masalah kewangan atau keberhutangan syarikat mereka. Maka, setiap syarikat perlu tahu atau sedar bahawa penguasaan pasaran (penumpuan pasaran) yang tinggi tidak menjamin keutuhan atau prestasi yang baik pada masa depan. Penumpuan pasaran ini disokong oleh faktor-faktor permintaan ke atas pelbagai jenis insuran am yang ditawarkan oleh setiap firma. Titik tolak dari permasalah tersebut, kajian ini cuba menganalisis hubungan antara faktor-faktor yang mempengaruhi permintaan atau pembelian insurans am dengan kecekapan atau prestasi firma dalam industri ini di pasaran. Akhter & Rehman (2011) yang menganalisis prestasi kewangan industri insurans di Pakistan telah mengenalpasti beberapa petunjuk ekonomi utama yang mencipta permintaan insurans. Faktor-faktor ini telah menyumbang pencapaian kejayaan jangka panjang dan kelestasian pembangunan ekonomi di pasaran insurans. Manakala Cole et al (2009) pula cuba menguji teori permintaan perkhidmatan kewangan di pasaran yang luas tetapi kadar penumpuan pasaran yang masih rendah seperti di India dan Indonesia. Keputusan kajian mereka menunjukkan wujudnya kolerasi kuat antara literasi kewangan dan tingkahlaku pengguna di pasaran. Namun, program pendidikan kewangan di negera tersebut hanya mempunyai kesan sederhana, di samping peningkatan permintaan akaun bank yang perlahan yang disebabkan oleh tahap pendidikan atau literasi kewanganyang masih rendah. Wong Mei Foong (2002) yang mengkaji permintaan insurans hayat di Malaysia menunjukkan terdapat beberapa faktor makroekonomi yang mempengaruhi permintaan agregat insurans am di Malaysia. Secara umumnya terdapat beberapa pembolehubah akan digunakan untuk mengukur setiap elemen tersebut serta melihat hubungkait antara dua elemen tersebut. Menurut V.L.Bajtelsmit & R.Bouzouita (1998) terdapat hubungan signifikan yang positif antara kesan penumpuan pasaran ke atas keuntungan syarikat insurans kenderaan di US antara tahun 1984 hingga tahun 1992. Permasalahan ini cuba dirungkai menggunakan Model Regresi Berbilang untuk melihat hubungan beberapa pembolehubah utama dengan pembolehubah-pembolehubah lain. Keputusan kajian ini mendapati hanya faktor produktiviti iaitu nisbah produktiviti pengurusan (MPR) dan nisbah produktiviti buruh (LPR) yang mempengaruhi secara signifikan ke atas permintaan insurans am di pasaran.Selain itu, terdapatempat faktor lain yang signifikan iaitu tingkat pendapatan perkapita (YPK), indeks harga pengguna (IHP), jumlah kenderaan didaftar (CAR) dan jumlah pendidikan tinggi (STR), namun data makroekonomi lain adalah tidak signifikan.

View