Md. Aminul Islam
Thumbnail Image
Preferred name
Md. Aminul Islam
Official Name
Md. Aminul, Islam
Alternative Name
Islam, Md Aminul
Islam, M. A.
Aminul Islam, Mohd
Main Affiliation
Scopus Author ID
57204942879
Researcher ID
AGK-3778-2022

Research Output
Now showing 1 - 7 of 7
  • Publication
    Does ERP implementation mediate the relationship between knowledge management and the perceived organizational performance of the healthcare sector? Evidence from a developing country
    (Taylor & Francis, 2023)
    Mohammad Rezaul Karim
    ;
    Norshahrizan Nordin
    ;
    Mohd Faizal Yusof
    ;
    Mohammad Bin Amin
    ;
    Md. Aminul Islam
    ;
    Md. Sharif Hassan
    The objective of this paper is to examine the relationships among knowledge management (KM), enterprise resource planning implementation (ERPI) and perceived organizational performance (POP). Besides, ERP implementation is employed as a mediator in this study to determine the impact of KM on POP. A total of 395 responses were received from healthcare sector staff working as Physicians, nurses, medical technicians, and information system-related officers in the 224 Healthcare organizations of Bangladesh. PLS-SEM was used to analyze the data using SMARTPLS 3.2.9 and SPSS applications. The results revealed that KM factors such as knowledge creation (KI), knowledge sharing behavior (KSB), knowledge implementation (KI), and ERP implementation positively affect the POP. In addition, ERPI mediates the relationship between KM factors (KC, KSB, KI) and POP. The study has contributed by investigating the mediating effect of ERPI between KM and POP, which will help academicians and researchers further investigate the effect on other developing countries’ healthcare sectors. Moreover, the study results will help to explore insights on knowledge and technology opportunities for healthcare sector stakeholders and policymakers.
  • Publication
    Escaping the middle-income trap: a study on a developing economy
    (Taylor & Francis, 2023)
    Md. Jaber Al Islam
    ;
    Imroz Mahmud
    ;
    Md. Aminul Islam
    ;
    Farid Ahammad Sobhani
    ;
    Md. Sharif Hassan
    ;
    Arif Ahsan
    Middle-Income Trap (MIT) is a phenomenon wherein a nation finds itself unable to progress from a middle-income status to a high-income economy. Despite Bangladesh’s rapid economic growth as a developing economy following its transition to the lower-middle-income category, the country faces various economic challenges that may impede its advancement to higher-income tiers. Consequently, this study delves into whether Bangladesh can successfully navigate its way out of the lower-middle-income and upper-middle-income traps. To assess this, the study initially employed a time threshold method known as the “Number of Years Method.” It determined that Bangladesh is poised to break free from the lower-middle-income and upper-middle-income traps by 2029 and 2041, provided the nation can sustain a per capita Gross National Income (GNI) growth rate of 9.69%. To further evaluate the sustainability of this income growth, the study utilized three quantitative approaches: Catch-up Growth, Growth Report, and Growth Acceleration. Interestingly, these methods yielded contrasting results. The insights generated by this study hold significance for economists and policymakers in Bangladesh and other developing economies facing similar challenges. These findings enable them to assess the likelihood of becoming ensnared in the middle-income trap and, as a result, formulate appropriate strategies to overcome it.
  • Publication
    The dynamics of financial retirement planning: financial attitude, health literacy, and the role of financial advisors with financial literacy as a moderator
    (Palgrave Macmillan, 2024-03)
    Wan Mashumi Wan Mustafa
    ;
    Md. Aminul Islam
    ;
    Md. Sharif Hassan
    ;
    Muhammad Asyraf Mohd Kassim
    Growing concern worldwide is evident regarding the insufficient retirement savings among individuals in both developed and developing nations. Many individuals struggle to make well-informed financial decisions regarding retirement planning. Therefore, this study aimed to explore the influence of financial attitudes, health literacy, and the involvement of financial advisors on the retirement planning of individual SME owners in Malaysia. Additionally, the study investigated the moderating role of financial literacy on these relationships. The theory of life cycle saving was applied to examine behavioral factors and potential policy measures that could improve financial retirement planning for these entrepreneurs. Participants included individual SME owners from the Northern region of Malaysia, specifically from Perlis, Kedah, and Penang. Structural equation modeling (SEM) was utilized to assess the interactions and moderating impacts of the variables in this research. The results indicated that financial attitude, health literacy, and engagement with financial advisors positively influence financial retirement planning. Moreover, financial literacy was found to moderate the effects of financial attitude, health literacy, and the role of financial advisors on retirement planning. These findings suggest that interventions targeting improvements in financial attitude, health literacy, financial literacy, and advisor engagement could significantly enhance policy initiatives aimed at boosting financial retirement savings.
  • Publication
    The paddy procurement system for sustainability: evidence from Bangladesh agriculture sector
    (MDPI, 2023)
    Md. Ashraful Islam
    ;
    Md. Aminul Islam
    ;
    Farid Ahammad Sobhani
    ;
    Pradip Royhan
    ;
    Md. Kausar Alam
    ;
    Md. Sharif Hassan
    Bangladesh derives one-half of its agricultural GDP and one-sixth of its national income from paddy. It is crucial to the farmers’ ability to survive. This paper aims to investigate current paddy procurement system and farmer awareness in the Bangladeshi agricultural sector to ensure business sustainability. This paper utilised a quantitative approach to research. The research investigated farmers’ consciousness through perception and contentment. For the measurement, a survey of 210 farmers from three Upazilas was conducted using a closed-ended, pre-tested questionnaire. Version 20 of the SPSS programme was used for data analysis. Approximately 67.6% of respondents were unhappy with the current paddy procurement system, according to the study. Approximately 69.10% of respondents believe there is a middleman in the current paddy procurement system, approximately 94.30% of respondents believe the current system needs improvement, and 99.0% believe a new paddy procurement system could be beneficial. Furthermore, these findings led to the conclusion that there is room for improvement in the current paddy procurement system, which will increase the transparency and sustainability of paddy procurement activities for everyone, including farmers.
      7  1
  • Publication
    End-user perspectives on fintech services adoption in the Bangladesh insurance industry: the moderating role of trust
    ( 2024)
    Md. Sharif Hassan
    ;
    Md. Aminul Islam
    ;
    A. B. M. Abdullah
    ;
    Hussen Nasir
    AbstractThis study focuses on understanding the factors that influence end-users’ (customers’) acceptance of fintech services in the insurance industry. The study employed a modified Unified Theory of Acceptance and Use of Technology 2 model, incorporating perceived security and personal innovativeness as independent variables, and trust as a moderating variable. A total of 391 responses were analyzed using partial least squares structural equation modeling in SmartPLS software. The study’s findings indicate that factors such as effort expectancy, social influence, facilitating conditions, perceived, and personal innovativeness positively affect users’ behavioral intention (BI) to use fintech services in the insurance industry. Moreover, BI positively influences the actual use (AU) of fintech services. Additionally, trust plays a positive moderating role between BI and AU. The results of this study have practical implications for academicians, researchers, insurance companies, and insurance regulatory bodies. Academicians and researchers can further explore the acceptance of fintech in developing countries based on these findings. Insurance companies and regulatory bodies can take necessary steps and formulate strategies to promote the adoption of fintech services in the insurance industry, considering the identified factors and the role of trust.
      29  1
  • Publication
    Drivers influencing the adoption intention towards mobile fintech services: A study on the emerging Bangladesh market
    (MDPI, 2022-07-01)
    Md. Sharif Hassan
    ;
    Md. Aminul Islam
    ;
    Sobhani F.A.
    ;
    Nasir H.
    ;
    Mahmud I.
    ;
    Zahra F.T.
    People’s acceptance of technological changes has escalated with time. However, the acceptance and adoption of fintech services hiked after the outbreak of the virulent coronavirus. With this breakout, the adoption of mobile fintech services (MFS) increased among general citizens and business sectors around the world, including in developed, emerging, and developing economies. This study aimed to identify the factors that impact the adoption intention of consumers to embrace and enhance the use of mobile fintech services in an emerging market, Bangladesh. A research model was developed to strengthen the objective of this paper. A total of 218 respondents responded to the questionnaire. The study utilized structural equation modeling to analyze the results in SmartPLS software. The results showed significant positive effects of social influence, trust, perceived benefit, and facilitating conditions on the adoption intention towards MFS. Mobile fintech service providers must keep their users’ needs and literacy rates in mind when designing the user interface (UI). Moreover, they should also cater more efficient services to the users and work based on the feedback received. The customers’ satisfaction will ultimately lead to customers conducting more digital transactions and will contribute to the escalation of fintech transactions, resulting in more financial inclusion.
      2  2
  • Publication
    Embracing digital transformation in financial services: from past to future
    (SAGE Publications, 2023)
    Mohammed Muneerali Thottoli
    ;
    Md. Aminul Islam
    ;
    Mohd Faizal bin Yusof
    ;
    Md. Sharif Hassan
    ;
    Md. Arif Hassan
    Financial services are significantly impacted by digital transformation, which has been believed as one of the primary trends reshaping society and industry. A comprehensive understanding of digital transformation from an academic and management perspective is required, and it is crucial to close the knowledge gap using bibliometric and qualitative research techniques. Hence, the purpose of this paper is to identify the extensive research themes in digital transformation in financial services from 2000 to 2021, their significance and interdependencies, to determine which trending topics seem to be the most influential, to trace the evolution of digital transformation in the financial service, and to address new and under-researched field of research that is intriguing for future research. This study used a bibliometric analysis of 288 peer-reviewed research articles published over the last 22 years in digital transformation in financial services. The data were extracted from the Scopus database and used various bibliometric analyses such as conceptual structure analysis, co-citation network analysis, social structure, and keyword analysis using R software. The findings show an overall increasing trend in journal publications, author productivity, collaborative research by institutions, and countries’ collaboration from the year 2019, as well as major insights from co-citation analysis. According to Lotka’s law, most authors (769, or 95.77%) contributed only one article. In addition, the study assesses multiple research areas, such as the effects of digital transformation in financial services, applied technology and insights, and digitalization processes, comprising the latest trending topics in this research stream that extensively cover up in financial services. One of the limitations of this study is that it used only a single database. The author recommends that the findings of this research be reinforced with more targeted and extensive qualitative literature in this field of study. This study establishes a framework for policymakers, academics, and researchers to investigate the areas where digital technologies influence financial services. This study also highlighted several cutting-edge digital technologies used for different functions of the financial services of an organization. This study illustrates the bibliometric structure of the digital transformation literature in financial services and provides insights into the literature’s growth year over year. It provides a comprehensive understanding of this evolving field, guiding future research and facilitating informed decision-making in the financial industry.
      1  14