Publication:
Export financing practices in Bangladesh: An appraisal of some selected commercial banks

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Date
2012-06
Authors
Mohammad Nesarul Karim
Mohammad Hasmat Ali
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Research Projects
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Abstract
Export sector in Bangladesh had been considering being a pivotal sector of national economy even prior to its major policy changes of early eighties. But export suffers from the lack of proper support of financial requirement. The problem of the study, therefore, is to make a comprehensive analysis of present position of export financing, evaluation of different schemes, role of financial institutions in advancing export credit along with problems and difficulties of both financier and recipient of finance in Bangladesh. The focal theme of the study is to know how and to what extent the existing system is supportive of financial needs of the export business, positive impact of export on economy is a precondition of institutional arrangement of export financing being successful. The main objective of the study is to highlight the export financing practices, performance, problems and prospects in Bangladesh. It intends to focus all important aspects of export financing programmes of the commercial banks. Banks opinion has been sought in a 5-point interval scale structured with seventeen such perceived consequences of a separate institution. The study reveals that there is no significant different in the perception of different categories of bank relating to the number of issues considered as problem. Integrity, solvency and performance history of exporters are commonly considered by all banks. There is no statistically significant difference between categories of banks regarding the numbers of factors considered in this respect. It is found that there is a very little agreement among the banks on possible undesirable practices and their consequences.
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Keywords
Exporter, Export finance, Commercial bank, Kappa Analysis
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