Export sector in Bangladesh had been considering being a pivotal sector of
national economy even prior to its major policy changes of early eighties. But
export suffers from the lack of proper support of financial requirement. The
problem of the study, therefore, is to make a comprehensive analysis of present
position of export financing, evaluation of different schemes, role of financial
institutions in advancing export credit along with problems and difficulties of
both financier and recipient of finance in Bangladesh. The focal theme of the
study is to know how and to what extent the existing system is supportive of
financial needs of the export business, positive impact of export on economy is a
precondition of institutional arrangement of export financing being successful.
The main objective of the study is to highlight the export financing practices,
performance, problems and prospects in Bangladesh. It intends to focus all
important aspects of export financing programmes of the commercial banks.
Banks opinion has been sought in a 5-point interval scale structured with
seventeen such perceived consequences of a separate institution. The study
reveals that there is no significant different in the perception of different
categories of bank relating to the number of issues considered as problem.
Integrity, solvency and performance history of exporters are commonly
considered by all banks. There is no statistically significant difference between
categories of banks regarding the numbers of factors considered in this respect.
It is found that there is a very little agreement among the banks on possible
undesirable practices and their consequences.
