Bai` alinah and Tawrruq concepts are used in Islamic banking system and
capital market to facilitate the needs of market players when Islamic financial
industry was pioneered in the Islamic countries. Even though the majority of
Shariah scholars disallow these concepts, some of them are of the opinion that it
is acceptable as long as all the pillars and conditions of the contracts are
complied with. Based on these opinions, bai`alinah and tawrrauq concepts are
differences about comply with Shariah rules. Therefore products of Bai’inah and
Twarruq are very controversial issues based on Shariah compliance criteria; the
primary objective of this paper is to highlight to Shubuhat on product of
Bai'alinah and Tawrruq. It was found that shubuhat did exist in product of
Bai'alinah and Tawrruq.
