This paper investigates the impact of TiO₂ high-k gate insulator on the electrical characteristics of AlGaN/AlN/GaN MOS-HEMT transistors using MATLAB and Atlas-TCAD simulation software. The physical analytical model of the MOS-HEMTs is used for simulation from Al₂O₃, HfO₂, and TiO₂ as the gate dielectric materials, which provide higher performance and reliability of the MOS-HEMT devices. The device shows a good improvement in its result of the DC and AC characteristics with different permittivity of insulator materials. Thus, the DC and AC performance of GaN MOS-HEMTs is higher than with other insulators, such as Al₂O₃ and HfO₂ by using TiO₂ as the gate dielectric. Moreover, the simulation results proved that TiO2 is the better gate dielectric material to enhance the electrical reliability of the power switching devices for high-temperature applications such as electric automobiles.