This study aims to predict the safety factor of railway wheel under various loading. A three dimensional finite element (FE) railway wheel model was developed to calculate the mechanical stress on railway wheel. In this study, the railway wheel contact was analyzed under static loading. The material used was steel A-900. The ANSYS Workbench was employed for the FE analysis. The results show that the highest safety factor was found under cornering load, compared to the analyses under vertical load, braking load and contact pressure.